Roof Replacement Options
Are you in need of roof replacement or repair? If the answer is yes, then it's time to start because home renovation, repair, and modernization are essential for the safety of every resident. A well-maintained roof shields and protects your family from harsh weather, such as snowfall or rain, while also giving your home a good appearance. Furthermore, your roof might be dangerous for you and your family if it is damaged or cracked.
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As most people know, roofs are expensive! On average, they can cost about $10,000. So if you're thinking "wow, I can't afford that," you're in luck! There are many options for people who need their roofs fixed or replaced, but do not have much money.
To protect yourself from inclement weather and make your home more inviting to potential buyers down the line, you must get your roof checked out by a professional contractor or engineer.
However, if you are not one of them and your income is less than the state average, you may be eligible for free roof replacement grants from federal government, state agency, or nonprofits.
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Where to Find Roofing Grants
The federal government is less likely to offer grants than state and local governments. However, if you fall into a low- or very-low-income category, some federal grants are worth checking into. By low or meager income, the federal government means below 50 percent of area median income for very low income, and 50 to 80 percent of median income for low income.
Regardless of your income, there are options, you just need to search options available in your area.
Types of Grants Available
One type of grant is the Housing Preservation Grant Program, which is designed to help repair, replace, or modernize your home's housing components. This can include kitchen and bathroom cabinets, heating system replacement, flooring installation, roof replacement grants among other things. It is available through the U.S. Department of Agriculture and the program has over $10 million in grants available.
Another type of grant available is the Home Investment Partnerships Program (HOME), which provides block grants towards certain home rehabilitation projects for low-income families. It may include roof replacement, but it is up to the local agencies to decide what will be purchased with their block grants.
The Single Family Self-Help Grants are a third grant available to seniors. This program provides a special allowance to those who cannot afford to pay someone else to do the work. For this reason, you would hire and supervise your own contractor as well as purchase needed materials yourself. In turn, you will be reimbursed with a grant once the work is complete. These grants are limited to homeowners who are over 62 years old, and the maximum grant is $7,500.
Lastly, if you want to improve the energy efficiency of your home and rood, the US Department of Energy has the Weatherization Assistance Program and the State Energy Program. You automatically qualify if you receive Supplemental Security Income or Aid to Families with Dependent Children. States typically give preference to other groups, including families with children, families with a family member who has a disability, and people over 60.
The importance of a roof cannot be overstated. Not only does it protect you from the harsh weather, but also gives your home a good appearance and can even save lives in some cases by keeping you safe during extreme weather conditions. Take advantage of the resources provided here to get started on finding out what will work best for you by starting a search today!
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